I think this is well said, and kind of answers what I would have to Directorik's wonderings
I think if you're just starting out, learning the ropes and/or it's about making what you want, and the financials aren't a concern, I agree with your thought.
Now I also agree it' makes sense if you have a experience, and/or your mindset is "I want to get distributed, I want to make films that make money"-well, if you've got a plan to go with that (but then I would also ask does that affect the film you are making? Do you make decisions based on "what the audience wants to see" vs "I've got a vision I want to show".
I'd love to know (and Directorik and others can chime in with their expertise), when a movie is being made for big distribution into theatres with big budgets, does the "what will the audience think" enter into the equation? And if so how much? Or is it more "We've got X millions of dollar budget to make a film, and this is how we're making it"?
So many paths here.