you definitely need a good pc to handle direct editing of avchd files.
my desktop is an amd phenom ii x6 1090T (6 cores), with 4gb ram and an nvidia 470gtx video card. i can edit multiple tracks of avchd from my hfs20 (recorded at 24mb/s, xv color, etc) with no problems using the preview whatsoever.
my laptop on the other hand, while fairly competent, skips frames constantly during preview playback making it more or less unusable. my laptops specs are intel core 2 duo T7500, 3gb ram, and an nvidia 8600gt. it can handle multiple firewire cams, edit sd video etc, but i cant do avchd editing at full speed.
you can try shooting at lower quality settings. 24mb/s is pretty much overkill if your target is youtube which even at 1080p is only 3.7mb/s. ie. its roughly 6 times more data to work with full quality raw avchd when compared to youtube.