• Disclaimer: Legal advice is not binding, consulting an attorney is always recommended.



How does one go about finding AFFORDABLE (ie, for shoots with no budget) insurance? I'm talking about insurance for the actors (in case a camera falls on their heads), the location (in case a boom whacks a Ming vase and destroys it) and equipment (for that equipment the volunteer crew owns and brought with them). I'm asking about NYC. Where should I look, and who should I avoid?

How important *is* insurance for the above-mentioned items? From my research, it would appear to be beyond our budget (which is awfully small). Is there an outfit which offers a package covering all of these things at something approaching a reasonable rate (ie, for people paying with shoestrings)?

I'd be very grateful for any advice!