What would be a suitable 'breaking point'?

I've had an idea for what would probably take shape as a psychological horror film of sorts.
It centres around a family of 3, a father, mother and son/daughter (casting dependent) and there is a level of tension between them and I'm wondering what a breaking point for these characters to be in order to have things escalate.

I know I'd want it all to be quite naturalistic, so I'd shoot it like that, lots of lingering static shots where the camera is where a wall would be so it's like looking in on the house.
 
The "breaking point" will depend upon the characters themselves and the source of the "tension". Does it revolve around the death of a child? Is it a second marriage? Money problems? Emotional/psychiatric problems? Problems caused by an outside entity either natural or paranormal? A combination of all of the above?
 
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