I know there are a number of other posts about where to obtain insurance, but I'm wondering about more specifics than where.
We contacted a property owner today, in regards to the location we figured would be most difficult to find, a business interior, with cubicles, etc.. go figure it's the first good lead we've gotten on the location front thus far.
Anyway, we was saying that he wants us to provide an insurance policy that names him as the insured, with the following coverage: $100,000 property damage, $2,000,000 liability. Initially he wanted $2mil each, but when we mentioned that we're not going to have the huge lights he dropped the property damage amount.
Anyway, my question is, doesn't the liability cover that anyway? Also does $2mil seem a bit high? I thought the standard was $1mil..
Suppose we get this policy for one day, so we're covered for that day of shooting, and end up needing to be covered another day for somewhere else, would we be able to add that additional place to the policy, or would we have to get a second (and third, etc) policy?
Also, any idea what that might cost for one day? I'm planning to call around for quotes tomorrow, but thought I'd ask you fine folks who already know first. Thanks!
We contacted a property owner today, in regards to the location we figured would be most difficult to find, a business interior, with cubicles, etc.. go figure it's the first good lead we've gotten on the location front thus far.
Anyway, we was saying that he wants us to provide an insurance policy that names him as the insured, with the following coverage: $100,000 property damage, $2,000,000 liability. Initially he wanted $2mil each, but when we mentioned that we're not going to have the huge lights he dropped the property damage amount.
Anyway, my question is, doesn't the liability cover that anyway? Also does $2mil seem a bit high? I thought the standard was $1mil..
Suppose we get this policy for one day, so we're covered for that day of shooting, and end up needing to be covered another day for somewhere else, would we be able to add that additional place to the policy, or would we have to get a second (and third, etc) policy?
Also, any idea what that might cost for one day? I'm planning to call around for quotes tomorrow, but thought I'd ask you fine folks who already know first. Thanks!
